5901 B Sixth Ave.
Altoona, PA 16602
1-888-320-5626
814-949-2900

Licensed by the
PA Department
of Banking.
    

 

    Mortgage Types and Features:

First Time Home Buyers
Purchases / Traditional Home Mortgages

Refinancing / Cash Out

100% Financing
Home Equity Loans

 

    Home Loan Products:

100% Financing – A 100% program provides applicants with good credit the ability to obtain a home loan with no money down.  Some programs also allow the borrower to finance an additional 3% for closing costs and receive 3% from the Seller.

80/20 Combo Loan – Provides 100% financing and avoids the monthly payments of Mortgage Insurance (MI).  The applicant can hold onto their liquid assets for investments other than down payments.

Stated Income Mortgages – Provides the applicant the ability to obtain home loans with no income verification; available for purchasing and refinancing.  In most cases, the applicant must have demonstrated a high regard for their financial obligations.  Great for the self –employed.

Teacher Program – this unique program is designed to help teachers and school administrators to obtain a home with no down payment.

Home Equity Line of Credit – a subordinated lien which gives the applicant the flexibility to use the equity in their home to finance home improvements, tuition, recreation needs, the purchase of real estate and/or any other cash need the customer has.

FHA / VA Loans – Federally Insured or Guaranteed Loans which allow little or no down payment, maximum sellers assist, and reduced or no Mortgage Insurance (MI).

Cash Out Refinancing – allows an applicant to refinance their current mortgage and obtain additional cash at the same time.